Www loft com credit card

taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ...

Www loft com credit card. taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ...

Whether you’re starting your own small business or you’re already running one, its continued financial health is one of the most important things to keep in mind. Thinking of getti...

taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ...When You Use Your LOFT Mastercard®. 5 points per $1 spent on purchases at Ann Taylor, LOFT, Ann Taylor Factory, or LOFT Outlet 1. 2 points per $1 spent on gas and grocery store purchases & 1 point for every $1 spent everywhere else Mastercard is accepted 2. Free Standard Shipping with qualifying purchases of $75 or more at our brands 5.taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ...the entire transaction amount after discount must be placed on the loft or loft mastercard® credit card. TAXES, SHIPPING AND HANDLING FEES, PURCHASES OF GIFT CARDS, CHARGES FOR GIFT BOXES AND PAYMENT OF A LOFT CREDIT CARD ACCOUNT ARE EXCLUDED. $20 OFF APPLIES TO QUALIFYING PURCHASES IMMEDIATELY UPON ACCOUNT OPENING AT ANN TAYLOR, ANNTAYLOR.COM ...taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ...taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ...

February 2, 2023. 4 min Read. Written by Gabrielle Olya. Edited by Susan Kim. Kristi Blokhin / Shutterstock.com. Commitment to Our Readers. Women’s clothing retailer Loft offers two credit cards: the Loft credit …Manage your account - Bread Financial ... undefinedCustomer Care Address. Comenity Bank PO Box 182273 Columbus, OH 43218-2273taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ...HPCL BoB ENERGIE. Upto 5% Savings (24 Reward Points per 150 = 4% Savings + 1% Fuel Surcharge Waiver) for fuel purchases at HPCL retail outlets, LPG purchases & through HP Pay App. 2000 Bonus Reward Points on spends of 5000 or more within 60 days of card issuance. Know More Apply Now.The Loft Credit Card is the All Rewards card issued by Comenity Bank. It helps you to save your money through discount offers. You can also earn decent rewards for your purchase at the Loft store or with Loft or Mastercard credit card. It credits your points immediately after using your money wisely.

taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ...the entire transaction amount after discount must be placed on the loft or loft mastercard® credit card. TAXES, SHIPPING AND HANDLING FEES, PURCHASES OF GIFT CARDS, CHARGES FOR GIFT BOXES AND PAYMENT OF A LOFT CREDIT CARD ACCOUNT ARE EXCLUDED. $20 OFF APPLIES TO QUALIFYING PURCHASES IMMEDIATELY …WCC/West Central Wireless. Is your mobile carrier not listed? If your mobile carrier is not listed, we are currently unable to text you a unique ID code. Please call Customer Care at 1-866-907-5612 (TDD/TTY: 1-800-695-1788 ). Close.Hassle-Free Payments. Pay your Comenity Credit Card bill — no online account necessary. Credit Card Account Number. ZIP Code or Postal Code. Identification Type. Last 4 of SSN. Find My Account.11 Offer is exclusive to LOFT Mastercard® Credit Cardholders enrolled in the styleREWARDS loyalty program. 2 points for every $1 .00 U.S. spent on Gas and Grocery store purchases using the LOFT Mastercard. 1 point for every $1.00 U.S. spent using the LOFT Mastercard everywhere else Mastercard is accepted. 12 Valid one time only.

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Primary Cardholder Information. Credit Card Account Number. Expiration Date (MM/YY) Social Security Number (SSN) Last 4 of SSN. ZIP Code or Postal Code. Continue. Whether you’re starting your own small business or you’re already running one, its continued financial health is one of the most important things to keep in mind. Thinking of getti...taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ...In today’s digital age, credit card apps have become an essential tool for managing your finances. With the increasing popularity of credit cards, it is important to know how to us...

We would like to show you a description here but the site won't allow us.The Loft Love credit card is a reasonably standard loyalty card compared to others offered by similar department stores and is pretty much the same as the Ann Taylor Loft credit card owned by Ann Taylor. Presented here is a credit card issued by Comenity Bank. You can redeem it at Loftm.com or Ann Taylor.taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ... When You Use Your LOFT Credit Card. 5 points per $1 spent on purchases at Ann Taylor, LOFT, Ann Taylor Factory, or LOFT Outlet 1. Free Standard Shipping with qualifying purchases of $75 or more at our brands 2. 15% off on the First Tuesday of every month at our brands 3. More Details. Reward Terms & Conditions. taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ... We would like to show you a description here but the site won’t allow us. taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ...With the Comenity LOFT Credit Card, you can enjoy exclusive benefits, rewards and discounts at LOFT and other participating stores. Sign in or register online to manage your account.

taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ...

the entire transaction amount after discount must be placed on the loft or loft mastercard® credit card. TAXES, SHIPPING AND HANDLING FEES, PURCHASES OF GIFT CARDS, CHARGES FOR GIFT BOXES AND PAYMENT OF A LOFT CREDIT CARD ACCOUNT ARE EXCLUDED. $20 OFF APPLIES TO QUALIFYING PURCHASES IMMEDIATELY …Benefits. Earn and redeem points at any of our brands on qualifying purchases with your LOFT Credit Card. 5 Points Per $1 Spent 1. 1,000 points = $10 reward 1. . Birthday gift available to StyleRewards Members. 3. . Early access to events and sales. .WCC/West Central Wireless. Is your mobile carrier not listed? If your mobile carrier is not listed, we are currently unable to text you a unique ID code. Please call Customer Care at 1-866-907-5612 (TDD/TTY: 1-800-695-1788 ).when you open and immediately use your LOFT Credit Card at our brands. Min $20.01 Online. Valid 24 Hours. Enable Accessibility styleREWARDS Manage My LOFT ...When You Use Your LOFT Mastercard®. 5 points per $1 spent on purchases at Ann Taylor, LOFT, Ann Taylor Factory, or LOFT Outlet 1. 2 points per $1 spent on gas and grocery store purchases & 1 point for every $1 spent everywhere else Mastercard is accepted 2. Free Standard Shipping with qualifying purchases of $75 or more at our brands 5.Earn 5,000 bonus card points after making your first purchase within the first 180 days of account opening. That's a $50 value. ... From FAQs to how-to videos to your credit card account access, the Help Center is your go-to resource for all your banking needs. We're also available anytime at 877-523-0478. Help Center.taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ...Customer Care Address. Comenity Bank PO Box 182273 Columbus, OH 43218-2273Manage your account - Comenity ... undefinedwhen you open and immediately use your LOFT Credit Card at our brands. Min $20.01 Online. Valid 24 Hours. Enable Accessibility styleREWARDS Manage My LOFT ...

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LOFT Mastercard® - Deep Link Sign In. Is your mobile carrier not listed? If your mobile carrier is not listed, we are currently unable to text you a unique ID code. Please call Customer Care at 1-866-886-1009 (TDD/TTY: 1-800-695-1788 ).Whether you’re starting your own small business or you’re already running one, its continued financial health is one of the most important things to keep in mind. Thinking of getti...<link rel="stylesheet" href="./assets/c2c-plugin/nuance-c2c-button.css"> <link rel="stylesheet" href="./assets/build/nuance-chat.css"> <link rel="stylesheet" href ...Exclusive Cardholder Perks. When You Use Your Ann Taylor Credit Card. 5 points per $1 spent on purchases at Ann Taylor, LOFT, Ann Taylor Factory, or LOFT Outlet 1. Free Standard Shipping with qualifying purchases of $75 or more at our brands 2. 15% off on the First Tuesday of every month at our brands 3. More Details. Reward Terms & Conditions.Card benefits Earn 2% unlimited cash back on purchases when you use the Bread Cashback TM American Express® Credit Card. 1; Get peace of mind with American Express purchase protection, ID theft insurance and more. 2 No annual fee and no Foreign Transaction Fees. 3 1 Offer is exclusive to Bread Cashback American Express Credit … We would like to show you a description here but the site won’t allow us. taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ...If your mobile carrier is not listed, we are currently unable to text you a unique ID code. Please call Customer Care at 1-866-886-1009 (TDD/TTY: 1-800-695-1788).Loft Credit Card | Loft. Meet the card that rewards you for having great style. THE LOFT CREDIT CARD. GIVE YOURSELF SOME CREDIT! APPLY TODAY AND GET $20 OFF … When You Use Your LOFT Credit Card. 5 points per $1 spent on purchases at Ann Taylor, LOFT, Ann Taylor Factory, or LOFT Outlet 1. Free Standard Shipping with qualifying purchases of $75 or more at our brands 2. 15% off on the First Tuesday of every month at our brands 3. More Details. Reward Terms & Conditions. ….

LOFT Mastercard® - Deep Link Sign In. Is your mobile carrier not listed? If your mobile carrier is not listed, we are currently unable to text you a unique ID code. Please call Customer Care at 1-866-886-1009 (TDD/TTY: 1-800-695-1788 ).taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ...taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ...We would like to show you a description here but the site won’t allow us.When You Use Your LOFT Mastercard®. 5 points per $1 spent on purchases at Ann Taylor, LOFT, Ann Taylor Factory, or LOFT Outlet 1. 2 points per $1 spent on gas and grocery store purchases & 1 point for every $1 spent everywhere else Mastercard is accepted 2. Free Standard Shipping with qualifying purchases of $75 or more at our brands 5.taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ...A ghost credit card is a credit card number assigned to a business department available for use by multiple employees. Ghost credit cards are sometimes issued in lieu of a traditio...Get the answers you need fast by choosing a topic from our list of most frequently asked questions. Account. Account Assure. APR & Fees. Authorized Buyers. Automatic …Rewards Available For Loft Shoppers And Cardholders. Get a $5 reward for every 500 points earned. Get 15% off every first Tuesday of the month. For every 2,000 points earned, you will receive a $20 reward card. You can earn 5 Rewards points for every dollar you spend online or in-store at Ann Taylor or LOFT, Ann Taylor Factory Store, and LOFT ... Www loft com credit card, the entire transaction amount after discount must be placed on the loft or loft mastercard® credit card. taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com ..., the entire transaction amount after discount must be placed on the loft or loft mastercard® credit card. TAXES, SHIPPING AND HANDLING FEES, PURCHASES OF GIFT CARDS, CHARGES FOR GIFT BOXES AND PAYMENT OF A LOFT CREDIT CARD ACCOUNT ARE EXCLUDED. $20 OFF APPLIES TO QUALIFYING PURCHASES IMMEDIATELY UPON ACCOUNT OPENING AT ANN TAYLOR, ANNTAYLOR.COM ..., LOFT Mastercard® - Deep Link Sign In. Is your mobile carrier not listed? If your mobile carrier is not listed, we are currently unable to text you a unique ID code. Please call Customer Care at 1-866-886-1009 (TDD/TTY: 1-800-695-1788 )., Shore United Bank (Nasdaq: SHBI), the fifth largest bank headquartered in the state, disclosed this week that it lost $4.3 million in the first quarter due to credit card …, taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ..., valid only at loft stores and on loft.com with code treat 1/9 - 1/11/2023 (ends 9:00 p.m. pt ). 30% off** full - price styles | code: treat ... exchanges, returns, credit card payments, gift cards and e-gift cards. if eligible merchandise is returned, the offer value or a portion thereof may be deducted from the refund or merchandise credit and ..., We would like to show you a description here but the site won’t allow us., the entire transaction amount after discount must be placed on the loft or loft mastercard® credit card. TAXES, SHIPPING AND HANDLING FEES, PURCHASES OF GIFT CARDS, CHARGES FOR GIFT BOXES AND PAYMENT OF A LOFT CREDIT CARD ACCOUNT ARE EXCLUDED. $20 OFF APPLIES TO QUALIFYING PURCHASES IMMEDIATELY UPON ACCOUNT OPENING AT ANN TAYLOR, ANNTAYLOR.COM ..., Loft Credit Card offers customers an online login facility to easily manage their accounts. They can activate their newly received credit card and also pay their credit card bills through the online dashboard. The online version allows users to pay bills, view or print monthly statements, add or edit personal information, enroll in paperless ..., When You Use Your LOFT Credit Card. 5 points per $1 spent on purchases at Ann Taylor, LOFT, Ann Taylor Factory, or LOFT Outlet 1. Free Standard Shipping with qualifying purchases of $75 or more at our brands 2. 15% off on the First Tuesday of every month at our brands 3. More Details. Reward Terms & Conditions., the entire transaction amount after discount must be placed on the loft or loft mastercard® credit card. TAXES, SHIPPING AND HANDLING FEES, PURCHASES OF GIFT CARDS, CHARGES FOR GIFT BOXES AND PAYMENT OF A LOFT CREDIT CARD ACCOUNT ARE EXCLUDED. $20 OFF APPLIES TO QUALIFYING PURCHASES IMMEDIATELY UPON ACCOUNT OPENING AT ANN TAYLOR, ANNTAYLOR.COM ..., taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ..., Activate Your Card. Start shopping, earning and saving right away. Activating your card (s) is how we verify that you, the primary cardmember, actually received your card (s). This is just another way we help protect your credit card account and personal information from unauthorized use. Once you've successfully activated your new card, you ..., the entire transaction amount after discount must be placed on the loft or loft mastercard® credit card. TAXES, SHIPPING AND HANDLING FEES, PURCHASES OF GIFT CARDS, CHARGES FOR GIFT BOXES AND PAYMENT OF A LOFT CREDIT CARD ACCOUNT ARE EXCLUDED. $20 OFF APPLIES TO QUALIFYING PURCHASES IMMEDIATELY UPON ACCOUNT OPENING AT ANN TAYLOR, ANNTAYLOR.COM ..., When You Use Your LOFT Credit Card. 5 points per $1 spent on purchases at Ann Taylor, LOFT, Ann Taylor Factory, or LOFT Outlet 1. Free Standard Shipping with qualifying purchases of $75 or more at our brands 2. 15% off on the First Tuesday of every month at our brands 3. More Details. Reward Terms & Conditions., One of the exciting Citi Simplicity ® Card introductory perks is its low intro APR on balance transfers and purchases. The maximum length of the low intro APR offer may vary depending on the time of application as well as the applicant’s creditworthiness. Plus, the Citi Simplicity ® Card has no annual fee - ever, which is one of the many ..., taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ..., Manage your account - Bread Financial ... undefined, taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ..., When You Use Your LOFT Credit Card. 5 points per $1 spent on purchases at Ann Taylor, LOFT, Ann Taylor Factory, or LOFT Outlet 1. Free Standard Shipping with qualifying purchases of $75 or more at our brands 2. 15% off on the First Tuesday of every month at our brands 3. More Details. Reward Terms & Conditions., When You Use Your LOFT Mastercard®. 5 points per $1 spent on purchases at Ann Taylor, LOFT, Ann Taylor Factory, or LOFT Outlet 1. 2 points per $1 spent on gas and grocery store purchases & 1 point for every $1 spent everywhere else Mastercard is accepted 2. Free Standard Shipping with qualifying purchases of $75 or more at our brands 5., the entire transaction amount after discount must be placed on the loft or loft mastercard® credit card. taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com ..., the entire transaction amount after discount must be placed on the loft or loft mastercard® credit card. TAXES, SHIPPING AND HANDLING FEES, PURCHASES OF GIFT CARDS, CHARGES FOR GIFT BOXES AND PAYMENT OF A LOFT CREDIT CARD ACCOUNT ARE EXCLUDED. $20 OFF APPLIES TO QUALIFYING PURCHASES IMMEDIATELY UPON ACCOUNT OPENING AT ANN TAYLOR, ANNTAYLOR.COM ..., In the event of a late Loft credit card payment, it is best to make the payment as soon as possible by the due date. If you do not pay your ALL Rewards account on time, Comenity Bank will charge a late fee of $30. However, if you have received a late payment fee within the last six billing cycles, Comenity will increase the fee from $30 to $41., taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ..., taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ..., It will be listed on the back of your card or on your statement. Comenity Bank PO Box 183003, 11 Offer is exclusive to LOFT Mastercard® Credit Cardholders enrolled in the styleREWARDS loyalty program. 2 points for every $1 .00 U.S. spent on Gas and Grocery store purchases using the LOFT Mastercard. 1 point for every $1.00 U.S. spent using the LOFT Mastercard everywhere else Mastercard is accepted. 12 Valid one time only., Ann Taylor Credit Card, LOFT Credit Card, Ann Taylor Mastercard ® or LOFT Mastercard ® Credit Card account holders must be in Good Standing to earn Points using their Premium Brands’ Credit Card accounts. “Good Standing” means (1) your account is open to new charges and not over your credit limit, (2) your account is not more than 60 ..., Subject to credit approval. To qualify for this offer, you must open and use a new MyLowe’s Rewards Credit Card to make a purchase 3/7/24 – 1/31/25. Limit one 20% off coupon per new credit account; offer is not transferable. Maximum discount is $100 with this offer. Accounts opened in store: One-time 20% off discount is not automatic; you ..., taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ..., The Loft Credit Card gives you 5 points per $1 spent at Loft and Ann Taylor, which likens to 5% back since 2,000 focuses gets you $20 in store credit. You'll likewise get 2 points per $1 burned through (2% back) on gas and basic food item buys, and 1 point for each $1 burned through (1% back) on all the other things. Treats consistently., taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a loft credit card account are excluded. $20 off applies to qualifying purchases immediately upon account opening at ann taylor, anntaylor.com, ann taylor factory, loft, loft.com, or loft outlet. purchases made at a later date will not qualify for ...